Financing

Oh, how I have missed your delightful pink text. . .

I am going to discuss something that I feel comfortable giving advice for; transportation. Finding the right source of transportation, as well as managing your transportation can save you a lot of money, and lessen stress.

1. Find a more reliable car. I know all about unreliability when it comes to cars. I drive German.

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  Perhaps sell you truck and look for a Honda or Toyota. What they lack in throttle they make up for with their bulletproof engines and amazing gas mileage.

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  Changing your daily driver to something more reliable will drastically allow you to save money and spend less on repairs.

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  Going from a truck to a car if at all possible could save you a solid $50.00 a month in gas alone depending on how much you drive and of course your driving habits.

2. Perform maintenance on your vehicle yourself if you do not do so already. Don't be afraid to get those pretty little hands dirty.

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  I do everything on my car myself (from oil changes to timing belts to clutch replacements) and I pay a quarter of independent shop rates. And about an eight of dealership rates.

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  If you feel you don't have the know-how to work on your own vehicle, find a reliable family member or friend that does. Or surf the internet and learn a few things. Girls that can work on cars are superb.

3. Preventive maintenance. Preventive maintenance. Preventive maintenance. Oh, have I mentioned preventive maintenance?

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  Preventive maintenance is by far the easiest way to prevent yourself from having to spend hundreds, if not thousands repairing your vehicle. I'm sure you have heard the saying "You have to spend money to make money". It's true. Preventive maintenance is exactly what it sounds like. It is the act of performing maintenance on your vehicle prior to a particular component failing. For example: If you hear a radical clicking noise when turning, it could very well be your CV axle joint. If you are smart you would replace it immediately before it fails completely and leaves your stranded on the side of the road, thus having you spend hundreds on a tow truck.

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  Seriously, though, preventive maintenance. Got it?

I know my few tips may seem useless, but trust me, I have saved myself thousands of dollars utilizing such subtle tips.

Glitter Milk said:

I'm old as shit and can't save money at all.
It literally kills me. I work so hard for a paycheck I can't even enjoy because I'm too busy working?

Mortgage, insurance, phone bill, electric, water, groceries, CC's, emergencies, gas.
Spent $900 the last few months to fix my truck. then christmas hit, my birthday is on the 31st of this month and I have no idea what to do.
I really want to get an overnight job or something but eh idk. What do you guys do with your extra money after you pay off priorities?
Like I literally spent 400 on things to make costumes for a convention I didn't even end up going to. waste of fabric and supplies that I can't return -.-
I just want to make sure I'm not the only one who can't manage their money responsibly. As soon as I get paid it's all gone xD

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Admitting your situation is the first step - some people in your position are totally in denial and their attitude is that they don't care. Hope is not all, there are MANY resources out there to get your finances under control. The one place that really helped me get out of debt is http://www.quickanddirtytips.com/money-girl - Laura Adams is great.