Loan/Investment should only be upgraded+

[Phormick]

Since @Philly and the other staff implemented the Loans section, I think that that is a good opportunity for those interested in scamming. So, to try and defeat some of the retardation in the community (of loaning to non-trusted members), we should make it so ONLY upgraded members may create a thread, though any and all members may post/loan.

 

[FTP]

This should of been implemented ages ago. Great idea!

 

[Radical]

Yes, but if they scam you couldn't you just pullback the money without a problem using paypal. Besides nobody even gives loans for high amounts.

 

[Seven]

I do not agree. Some non upgraded members are actually very trustworthy. Such as @Shaine
And, it says deal with caution in the section for a reason. People should be able to pick who they deal with. Also, most loans you get something to keep as leverage.

 

[Narc]

Lets be honest, whos going to loan a random $?

 

[Aurora]

I agree with Narc, don't give out cash if they're non-upgraded haha.

 

[Random]

I agree with Narc, don't give out cash if they're non-upgraded haha.

I wouldn't go that far with it.
Just Do some research on the User before Loaning.

Such as: Ask around, see who've they dealt with Previously to see if they're trustworthy. Make sure they're not just a Scammer. because sometimes even Upgraded members scam.
That's just My opinion. Just because someone's not upgraded, Doesn't mean they aren't a Decent Person.

But, I do respect your opinion.

Thanks for understanding

- Shaine

 

[Playstation]

Just don't be a fucking moron and fall for shit like this. A good noob like me won't just ask away for shit at 7 posts. That doesn't mean don't deal with them, it just means use your brain. Some upgraded people are just rich, and some unupgraded people like me either don't see the advantages of spending cash on a forum for a userbar, or don't have the cash to upgrade but would never scam. I can upgrade right now, does that make me trusted?

 

[Aurora]

I wouldn't go that far with it.
Just Do some research on the User before Loaning.

Such as: Ask around, see who've they dealt with Previously to see if they're trustworthy. Make sure they're not just a Scammer. because sometimes even Upgraded members scam.
That's just My opinion. Just because someone's not upgraded, Doesn't mean they aren't a Decent Person.

But, I do respect your opinion.

Thanks for understanding

- Shaine

Yea I see what you're saying, and maybe I would if they were actually trusted but still. If they can't support the site that they're asking for money on, why should the site support them.

 

[Seven]

Yea I see what you're saying, and maybe I would if they were actually trusted but still. If they can't support the site that they're asking for money on, why should the site support them.

They can't support the site because they don't have money. Why would they be asking for a loan in the first place?
And most people upgrade via Koins, which isn't really supporting the site although you have to post to receive them.

 

[Phormick]

Lets be honest, whos going to loan a random $?

Lets be honest, there are a TON of complete retards in this community (no names).