Just to get started out.. you can go on hackforums.net there are tons of tutorials for starters (newfags like your self) I recommend as you're a newfag to use a keylogger.. there are tons of good ones, I recommend Vulcan Logger which can be here: vulcantools.net
To help when hacking JDB's are a good way of luring kids in, I've made around 3b off of JavaDriveby's, a lot people give away free ones that are not FUD (fully undetectable) but UD (undetectable), most of these items can be found on hackforums.
When find a spreading method don't use other peoples spreading methods.. you will make a lot less than they say, think of a unquine spreading method.
And when you're past all this kiddy stuff buy better programs such as blackshades, and get a VPN you don't wanna get caught.
But.. there isn't really any great JDB's out there.. but I heard Anon JDB is pretty decent.
Oh and if you have a problem with my grammar:
http://bin.antman.tk/spiderman
~Landon - ExRune Leader~