this is a pretty simple but great forum since most people lack (no offence to you guys) the management of there funds buy management i mean by getting the cheque , deducting the cost for bills and other materials, and what you will have left over, an example will be below,
example:
cheque: 1000$
electricity:300
water: 250
phone/cable: 150
grocerys: 100
gas: 50
left over: 150
doing simple things like this will let you relax alittle and not need to be so stressed about your bills!
if you did this already let me know!