Paypal Help

[Nike]

Hey guys. I am trying to set up a paypal account right now and need a little help starting and have some questions. Please help me out!
1. What kind of paypal account should I choose? Personal, Premier, or Business? I will be using it for pretty much everything. Selling, buying online ect.
2. Can I change the account type after I already made the account?
3. Should I give them all my real info? Even though I'm 15?
4. Do I need a bank account to send or receive money? Can I link a bank account to my paypal?
5. Is there really any way to make a paypal account without anybody from my family knowing? Not trying to hide it as if it's bad or anything. Lol.

But yea. If some one could answer at least some of these questions, it would be greatly appreciated.
Will +rep if you help me out

 

[Justice]

Personal is the best, but it depends on what your using it for.
And you don't need a bank account to send or receive.
Sorry, thats all I can answer

 

[Nike]

Thanks! Helped me out in a few of these. The bank account really made me not make one for a while as I was POSITIVE that I needed a bank account to make an account.

 

[Apostle]

1. Doesn't matter. I like business.

2. I don't think so.

3. I don't think you can have one if you're 15, but if they limit you, you need to identify yourself to unlimit yourself.

4. No you can recieve no matter what, to send you need a credit card on file. (pre paid works/virtual)

5. Don't tell them.

 

[Nike]

1. Doesn't matter. I like business.

2. I don't think so.

3. I don't think you can have one if you're 15, but if they limit you, you need to identify yourself to unlimit yourself.

4. No you can recieve no matter what, to send you need a credit card on file. (pre paid works/virtual)

5. Don't tell them.

What if you wanted to send someone money that is already on your paypal account. I still need a credit-card?

 

[Apostle]

What if you wanted to send someone money that is already on your paypal account. I still need a credit-card?

Yes, you start with 0 spending limit, when you put a credit card on it, 2000 spending limit, when you add a bank account it's unlimited.

 

[Nike]

Ehh. I guess I'll just add a bank account. It will be much better and I can redeem it in cash through the bank account. But I can just make the account and receive the payments without doing anything?
Thanks dude!

 

[Apostle]

Ehh. I guess I'll just add a bank account. It will be much better and I can redeem it in cash through the bank account. But I can just make the account and receive the payments without doing anything?
Thanks dude!

Yep, you can receive no matter what, right when you sign up.

Np.

 

[Nike]

Alright! Thanks guys! Closing this thread now as all I need has been answered. Have a nice day.