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paypal question

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Angry

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THE ERROR: "Payments you receive from buyers will be in your pending balance and temporarily unavailable.
This money will be moved to your available balance
and released to you within 21 days (as long as there
are no problems with your orders). See your funds
availability details.
"

so do i have to wait 21 days to use the money or what ?
cause when i try using my balance to buy it says to add
a card or pre-paid card​
 
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