A Credit card might be able to secure the account man , just add a cc and stick with your account all the OGS are cancer now , there's only a few left that aren't , that's why I stick with my 3 letter
I've never heard of that. Multiple people have told me adding a CC and buying something using it gives you that credential to pull it back if it were to be stolen. (since you can apparently pull a psn back just with knowing a CC alone)
Are you asking if the account has never had a CC on the PSN at all? Either way, I don't think what that person told you was correct.